Complete List of Title IV Schools

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Last updated on October 4th, 2020 at 05:49 pm

Title IV: What is it and why is it important to you?

The video below will explain why Title IV is important to understand:

Title IV and Financial Aid

Title IV (Title four) was one of the eight different titles in the Higher Education Act of 1965, a law designed “to strengthen the education resources of our colleges and universities and to provide financial assistance for students in post-secondary and higher education.” It specifically covers financial assistance. Many schools out there have the designation and their own policies around the use of those funds, too.

2020-2021 Federal School Code List

Click into the below window and scroll through the alphabetical list to see if the school you want to attend (or refinance loans from attending) is Title IV or not. Data from the Federal Student Aid office.

Scroll around the list here or download below.

Download the Excel version Here

Open it in Excel or another spreadsheet program like Apple Numbers, Google Docs or OpenOffice.

Which Funds Come From Title IV?

These are funds that come from different federal student aid programs. They include Pell Grants, Direct subsidized or unsubsidized loans, Direct Plus loans, Direct Graduate Plus loans and Federal Supplemental Educational Opportunity Grants (FSEOG). In order to find out if you qualify, you need to fill out the Free Application for Federal Student Aid (FAFSA). You’re probably in the middle of that right now if you’re looking at these school codes.

Where Funds Can Be Used

There are typically three places where you can use Title IV funds once received. They can be applied to tuition, mandatory fees, and room/board if housing is contracted through the college or university you attend. Some of those mandatory fees may include counseling fees, library fees, or lab fees associated with specific courses. Remember, if you live off campus in a fun college house – rent isn’t covered by this money! Think twice before rushing off-campus after Freshman year, because your wallet will thank you.

Using Funds Elsewhere

While you are initially instructed to use this money for the types of things mentioned above, it is possible to authorize your school to let you use it outside of those charges. Non-authorized charges include things like parking, some healthcare expenses, and previous semesters’ balances on your student account. Most schools will either have a form to fill out or an electronic authorization accessible through your student account (the same place where loan information is). Look for something that says “Title IV Financial Aid Waiver” or “Title IV Authorization Form.”

Compare The Top 7 Banks For Refinancing

Only Consider Refinancing Right Now If You Have a Private Student Loan

LenderLoan TypesTitle IV Required?Are we compensated if you buy this product?TermsVisit
LendkeyFixed & VariableYesYes 5 to 20 yearsVisit Lendkey
CommonbondFixed & VariableYesNo5, 7, 10, 15 or 20 yearsVisit Commonbond
EarnestFixed & VariableYesYes5 to 20 yearsVisit Earnest
SoFiFixed & VariableYesNo5, 7, 10, 15 or 20 years  Visit SoFi
Laurel RoadFixed & VariableYesNo5, 7, 10, 15 or 20 years  Visit Laurel Road
Citizens Bank Fixed & Variable NoNo 5, 7, 10, 15 or 20 years Visit Citizens Bank
Education Loan FinanceFixed & VariableSpecific approved list on their siteYes 5, 7, 10, 15 or 20 yearsVisit ELFi
Commonbond disclaimer.
Education Loan Finance terms.
SoFi disclaimer.
Laurel Road terms.
Earnest terms.
Citizens Bank terms and conditions.
Lendkey disclaimer.
Whether a company compensates us or not may influence placement in this list.Read the full review for reasoning behind list positions here. Advertiser disclosure.