Assemblies of God Credit Union Info + Reviews

Assemblies of God Credit Union is my focus here. We’ll be digging into their not-for-profit financial institution in Missouri to see if it makes sense for you to put your money there. This article will cover things like products, membership requirements, rates and more.

By the end of reading this, you should be in a pretty good position to know if it’s the right place to put your money.

Also, at the end of this article you can add in your own personal review of the Assemblies of God CU if you have experience with them.

If you work there and want to be notified when reviews come in, please email [email protected] and request to be on the email list. Please say the specific name of your credit union in the subject line.

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*Routing #: 286582740

*Phone #: (417) 831-4398

*Locations:

Campbell Branch1535 N. Campbell Ave Springfield, MO 65803

Lobby: Monday – Friday 9:00-5:00, Drive Thru: Monday – Friday 7:30-5:30

Independence Branch1776 E. Independence Springfield, MO 65804

Lobby: Monday – Friday 9:00-5:00, Drive Thru: Monday – Friday 7:30-5:30 & Saturday 9:00-12:00

SAGU Branch1123 Sycamore St Waxahachie, TX 75165

Lobby: Monday – Friday 9:00-5:00

A Little History on Assemblies of God Credit Union

The Assemblies of God Credit Union was started in 1951 to be affiliated with the Assemblies of God, a group of over 144 autonomous self-governing national groupings of churches in the United States. Today, they have over $250 million in assets according to their NCUA profile and you can access cash from this CU at over 30,000 free ATMs through their affiliation with the CO-OP network.

Do They Give Back At All?

This non-profit Missouri financial institution does give back, yes. AGCU donates 10% of their annual earnings to support churches and ministries, educational scholarships/programs, and humanitarian efforts.

Membership Eligibility at Assemblies of God

If you want to become a member at AGCU, the requirements are a lot more exclusive than the average Missouri credit union. You will need to be affiliated in some way with the Assemblies of God. That means being a member, employee, leader, having family that’s eligible or getting in through one of the other ways they list.

It doesn’t look like the page of eligibility is readily available on their website, however, you can access it here.

Products at Assemblies of God CU

AGCU offers pretty much all of the major financial products that you could think of. There’s Free Checking, Loyalty Plus High Yield Checking, and youth accounts, so, all the major ones are covered.

Then, there’s personal savings accounts and benefits, home loans, vehicle loans, personal loans, and credit cards. That should help with all your borrowing needs since those will cover most common purchases.

Additionally, they have auto, life, home and more insurance coverage options.

If you have a small business, then they can help out there as well. They have business checking, savings, lending services, merchant services and credit cards.

Something that they uniquely offer at Assemblies of God credit union are financial services for church and ministry. I supposed I should have assumed they would. I’m actually surprised that other credit unions don’t.

Rates at Assemblies of God

(all rates current at the time of publishing, subject to change without notice)

Savings Rates

Certificate of Deposit Rates:*

TermAPRAPY
6 month0.25%0.25%
12 month0.40%0.40%
18 month0.50%0.50%
24 month0.60%0.60%
36 month0.70%0.70%
48 month0.80%0.80%
60 month0.95%0.95%

*Minimum Deposit $1,000. Certificate dividends paid monthly. Rates accurate as of 4/2021.
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Penalty may apply for early withdrawal. Rates subject to change.

Money Market Rate in APY:**

Minimum BalanceRate
$2,500+.25

**Compounded monthly. Rates accurate as of 5/1/19.
APY = Annual Percentage Yield
Rates subject to change

Savings Rates at Assemblies of God in APY:***

Savings AccountsAPY
Primary Savings0.10
Individual Retirement Account (IRA)1.01
Sub-Savings0.10
Health Savings Account (HSA)2.02

Minimum savings account balance $100+
***Savings are compounded quarterly. Rates accurate as of 5/1/19.
APY = Annual Percentage Yield
Rates subject to change

Checking Rate in APY:****

Minimum BalanceRate
$2,500+.00

****Compounded monthly. Rates accurate as of 5/1/19.
APY = Annual Percentage Yield
Rates subject to change

Accounts are insured by the National Credit Union Administration (NCUA) to at least $250,000. Additional coverage of up to $250,000 per depositor for other types of accounts, such as IRAs, is also available. For more information about your account’s coverage, see the NCUA’s insurance estimator here or contact AGCU. NCUA maintains one of the largest and strongest levels of financial reserves in America and is backed by the full faith and credit of the United States Government.

Assemblies of God Credit Union – Final Thoughts

AGCU is a great fit if you are part of that religious organization. If you aren’t, there are other credit unions that probably make more sense around Missouri. One of the most compelling things about AGCU is the fact that they give back 10% of their annual earnings to various charitable groups. That’s better than the average credit union from what I’ve seen. Do you have a review on AGCU that you want to add? Send it in below! We just need your email in case Assemblies of God wants to reach out to you and resolve any issues.

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*All information in this article was current at the time of this writing, however, it could change without notice. We do our best to keep these updated, however, there is no guarantee you will find the same information on the CU’s website or at the time of opening an account with them.

*This site is not affiliated with the Credit Union mentioned in this article.