Chocolate Chip Banana Bread Recipe

chocolate chip banana bread recipe
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Since banana bread has been one of the most popular recipes in 2020 that people have been searching for, I decided that this one would be a good fit for the chocolate-based series that I’ve been doing. Sure, banana bread might be tainted if it has chocolate chips in it, but calm down. Everything’s better with chocolate, plus, it’s one of the five foods that a guy who lived to be 114 said kept him young:

This recipe is a spin on one that a buddy of mine at work used to make. He was bringing it to the office about every three months until the pandemic struck, so I figured I’d take matters into my own hands and make one myself. There’s no affiliate links in this recipe.

What You Will Need

What It IsNameWhere To Find
Cookware3 BowlsAmazon
CookwareMixing spatulaAmazon
CookwareSlotted spatulaAmazon
Cookware9 x 5 inch (or similar) baking panAmazon
CookwareMeasuring spoonsAmazon
CookwareMeasuring cupsAmazon
CookwareKitchen knifeAmazon
CookwareMason JarAmazon
Ingredient2 cups all-purpose flowerStore
Ingredient1 teaspoon baking powderStore
Ingredient1 teaspoon baking sodaStore
Ingredient1 teaspoon saltStore
Ingredient3 ripe bananasStore
Ingredient1 tablespoon milkStore
Ingredient1/2 cup soft, unsalted butter (typically 1 full stick)Store
Ingredient1 cup white sugarStore
Ingredient2 large eggsStore
Ingredient1 cup semi-sweet chocolate chipsStore
IngredientSomething to grease the baking panStore

Click Here To Skip To Recipe-Only (no pictures).

Let’s Make It

baking dish
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Grab your baking pan. The only one we had on-hand was this glass one. Actually, if you can, using a glass baking dish is the best way to do this. The only issue is that it’s pretty difficult to find a 9 x 5 glass dish.

olive oil and dish
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Grab something to grease the pan. We used olive oil (1/2 a teaspoon). While the mix was going into the oven, it looked like there was too much olive oil. When it came out of the oven, that wasn’t the case. In fact, we needed at least a full teaspoon and maybe more, based on how much of the bread was stuck to the dish when it was done baking (you’ll see). That being said, it had a really good crust and the amount that got stuck to the dish might have been necessary. Grease at your own risk.

olive oil
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greasing a pan
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Greasing the dish. If there’s a global pandemic going on when you do this, either use a spray or one of those brushes for getting the dish lubed up instead of your hand.

olive oil on my hand
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Wash your hands after if you do go bare to grease the pan.

bowl
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Swap out the pan for the first mixing bowl.

flour and measuring cup
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Grab the flower and a 1 cup measuring cup.

knife and bowl
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Almost forgot, you’ll also want a butter knife for this part.

cup of flour
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Pour the 1st cup of flour into the bowl.

cup of flour
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Then get the second cup of flour in there.

bowl of flour
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Shake the flour around a little bit to remove any clumping.

baking powder
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Next, get your baking powder.

baking powder
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It had a funny lid on ours.

baking powder nutrition facts
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There are a lot of servings in there.

1 tablespoon of baking powder
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Throw 1 teaspoon of the baking powder into the bowl with the flower.

closing lid on baking powder
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Don’t forget to close it when you’re done.

mixing flour and powder mix around
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Mix it around a bit.

Baking soda
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Grab the baking soda.

uses of baking soda
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Did you know that baking soda did so much stuff?

easy open not easy
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Tear it open however it’s supposed to be done, this one had an easy open top.

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Our easy open top was actually a hard open top that got mislabeled. After I tried our jackhammer under the sink and that didn’t work, this butter knife finally broke through.

teaspoon of baking soda
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Toss a teaspoon of the baking soda into your mixture.

salt
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Next, grab your salt.

1 teaspoon of salt
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Throw a teaspoon of salt into the snow-like mixture that you have at this point.

mixing baking mixture
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Mix it all around in the first bowl.

bowl with baking mix
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Set this bowl aside with the greased baking pan and grab one of the unused ones.

empty bowl
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This one is for the bananas.

bananas
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Get those ripe bananas. If you can pull this off with green ones, you let me know.

banana in a bowl
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Pull the peel off the first banana and throw it in there.

2 bananas
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Pick up the second banana.

2 peeled bananas
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Peel that sucka and throw it in with the other one. Looks like those guys are sword fighting in there.

throwing banana peel away
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Make sure your peels get in the trash, we wouldn’t want a Mario Kart spin out in your kitchen.

banana
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Third banana. You know what to do.

three bananas in a bowl
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You will probably need to smash up your bananas like we did. I suggest using a mason jar to smash the bananas up.

preheating the oven
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Before smashing the bananas, now would be a good time to pre-heat your oven to 325F.

spatula and bananas
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You can also cut up the bananas with that stir spatula before smashing them with the mason jar (or comparable smasher, maybe even your fist).

cut up bananas
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They should be about that much cut up before smashing them.

mason jar smashing bananas
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Using the bottom of a mason jar works great for this, as mentioned before. If you have a hammer for meat tenderizing, that would also be good.

smashed up banana
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The bananas should look something like this after smashing.

bananas and smashed bananas
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“Tell the other bananas what ya just saw.”

milk and bananas
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Grab some milk. It doesn’t matter too much which kind, however, the fat free skim milk used in this worked really well.

tablespoon of milk
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Pour a tablespoon of milk into the banana mixture. You can probably also just do a splash of milk if it feels weird to use milk with that measuring spoon.

sugar
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Grab the sugar.

We couldn’t find regular white sugar at Target (where most of the ingredients for this came from) so I decided the organic cane sugar they had was the next best thing. It worked pretty well.

bowls
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Set the bowl of bananas and milk aside and grab the third bowl.

bowl
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Make sure that the final bowl you use is the biggest one that you have since everything is going to get dumped into this one in a few minutes.

cup of sugar
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Dump one cup of sugar in the bowl.

1 stick of butter
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Grab one stick of unsalted butter (or 1/2 a cup’s worth). It would help to leave a stick of butter out on the counter for an hour or two before started this recipe. Since an hour wasn’t enough time to get it soft enough, I threw it in the microwave.

butter in a bowl
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In case you need to microwave it, grab a little bowl and break up the butter in it.

microwaving butter
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Our microwave was moderately clean this time around.

30 seconds on microwave
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30 seconds on high power is more than enough.

melted butter
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Based on how melted it was, the microwave could have probably been on half power at 20 or so seconds to do this.

butter and sugar in bowl
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Dump (our pour) the butter into the bowl with the sugar.

mixing sugar and butter
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Mix the butter and sugar around really well until it’s a fluffy consistency.

sugar and butter
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It should look something like that above.

eggs
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Grab some eggs, these came from our local Aldi.

cracking an egg
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Crack the first egg.

egg in bowl
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Mix the first egg into the butter & sugar really well before adding the second.

banana bread mix
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It should look like this, almost like grits.

cracking egg on counter for banana bread
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Crack the second egg in there.

egg in banana bread mix
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Mix it around like the first one.

banana bread mixture
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Mix until it looks like that.

banana bread mixture
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Go and get the banana/milk mixture to dump in with the sugar/butter/egg mix.

banana bread mix
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If it looks like puke, yea, sorry. Mix that up.

banana bread mix
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Mix it up until it looks tasty again.

banana bread mix
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Once that’s nice and mixed together, it will be time to grab the third bowl. You may want to use a butter knife to scrape the spatula off and put all the batter back into the bowl. Don’t lick it off, you might get salmonella because of the raw egg.

banana bread mix
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Get the other bowl of dry mix.

chocolate chip banana bread mix
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Dump that in the bowl with the other ingredients.

chocolate chip banana bread mix
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Make sure you have a big bowl. This one pictured was barely deep enough and I had to be careful mixing it at first so we didn’t spill too much of the dry mix out.

chocolate chip banana bread mix
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Once the wet and dry mix is combined thoroughly, get the chocolate chip cookies.

chocolate chips
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The chocolate we’ve been waiting for.

chocolate chip banana bread mix
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Pour one cup of semi-sweet chocolate chips.

chocolate chip banana bread mix
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Layer in the chocolate while mixing it around, dump about 1/4 cup each layer.

chocolate chip banana bread mix
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The second layer going in.

chocolate chip banana bread mix
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Working the third layer in.

chocolate chip banana bread mix
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Last one. The chocolate chip banana bread mix will be getting pretty thick at this point.

chocolate chip banana bread mix
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Your spatula should be able to stand up straight in the mix when it’s ready for baking.

greased baking pan
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Grab the greased baking pan (or dish) from earlier.

chocolate chip banana bread mix
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Pour the chocolate chip banana bread mix in there, smoothing it out with the spatula.

chocolate chip banana bread recipe
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You don’t want it to be overflowing since it will rise past the top during baking (at least the center will).

chocolate chip banana bread recipe
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It should look something like this before going into the oven.

empty mixing bowl
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Scrape out any remaining chocolate chip banana bread mix from the bowl and put it in the baking pan.

chocolate chip banana bread in oven
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Set the baking dish in the oven.

Your oven should be preheated to 325 degrees Fahrenheit by now.

70 minutes on oven
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Set the timer for 70 minutes.

chocolate chip banana bread in the oven
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It’s tough to see, but here’s a shot of ours about halfway through baking. As you can see, it’s risen up past the top of the dish.

baking chocolate chip banana bread
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Still tough to see, but here’s a better mid-baking shot.

chocolate chip banana bread
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This should be what it looks like at the end of baking, don’t dig in right away, though.

chocolate chip banana bread
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Let it cool for 10 minutes.

setting 10 minutes on the oven timer
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Setting another timer helps.

loaf of chocolate chip banana bread
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Find a toothpick.

If you can stick a toothpick in the center and pull it out clean, you’ll know the bread is done. We didn’t have a toothpick, so I grabbed a meat thermometer. It worked just as well.

chocolate chip banana bread in dish
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Use the flipping spatula to take the bread out of the dish and set it on a cooling rack. Our rack was in the dishwasher, so I improvised with a plate.

chocolate chip banana bread recipe
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It will be tempting to start eating it right away.

chunk of chocolate chip banana bread in baking dish
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Some got stuck in the dish. Not the end of the world, but it shows that we should have greased it more.

chocolate chip banana bread recipe
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Once it’s done cooling, dig in! This one had a great “outer crust to moist-insides” ratio so I had to start giving it away to different people before I ate the whole thing and got sick. The banana flavor was great but not overbearing.

chocolate chip banana bread recipe
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This serves 10, but those are generous servings. You can really consider it around 10-20 servings depending on the size of the pieces you cut.

The Recipe – about an hour an a half.

1. Grease a 9 x 5 inch loaf pan (or similar baking dish)
2. Mix 2 cups flour, 1 TSP baking soda, 1 TSP baking powder and 1 TSP salt together in the first bowl.
3. Smash up 3 bananas and 1 TBSP milk (any milk, but skim is good) in a second bowl. Mix that around and preheat the oven to 325 F.
4. Mix 1/2 cup of butter and 1 cup sugar in the third bowl until creamy and fluffy (looks a little like grits). Mix in the two eggs, 1 at a time. Mix thoroughly between each egg.
5. Dump banana mixture into the butter/sugar mix. Stir that all together well.
6. Dump the dry mix from the first bowl into the third bowl with the banana / everything else and mix all that together.
7. Pour the mix into the greased baking pan, using the mixing spatula to get as much mixture into the pan as possible. Bake at 325 F for 70 minutes. When it’s done, you should be able to stick a toothpick in the center and pull it out clean without batter or anything on the pick.
8. Take it out of the baking pan and let the chocolate chip banana bread cool on a rack or a plate for 10 minutes before cutting.

If you used this recipe to make banana bread, please share it with someone who might be able to use it, too! Thanks for reading!

About the Author

Bob Buckley
Bob Buckley
Bob Buckley is a finance writer with an emphasis on business and entrepreneurship. Since studying accounting in school, he has worked at major financial and media companies in various roles. He's also the founder of This College Life. In his free time, he cooks a lot and occasionally blogs a recipe.