Please note: All rates listed on this page are current as of 03/19/2020. This College Life makes money from some of our partners listed below. For more detail on that, take a look at how we make money here.
Earnest gives you some of the best options for customizing terms along with very competitive starting variable rates.
Overview of Earnest refinancing offerings:
Extremely transparent on rates, terms & eligibility requirements
Must be a U.S. Citizen or have a 10-year Permanent Resident Card
No variable rate loans offered in Alaska, Illinois, Minnesota, New Hampshire, Ohio, Tennessee or Texas
Minimum amount that can be refinanced is a $5000 loan
4.25% – 8.77% APR Fixed (with autopay)
3.5% – 8.72% APR Variable (with autopay)
Must be at least 18 years of age
Maximum loan amount $500,000
Minimum credit score of 650
Stable job required to qualify or verified consistent income
Laurel Road is one of the best refinancing companies out there for doctors and dentists. We have it in this place on the list because there just aren’t that many graduates from medical and dental school, so we don’t feel like it needs to be front and center where the refinancing companies are that can serve a larger number students. It’s still an excellent choice.
Overview of Laurel Road refinancing offerings:
Borrowers must have a credit score of 660 or higher to qualify
Refinancing available in all 50 states
Very flexible terms and limits compared to others in the industry
In any major financial decision making process, be sure to evaluate multiple sources, reviews and any available news on the companies you plan to deal with. This information is provided solely for educational purposes and is not meant to be taken as financial advisory services.