Unison Credit Union Info + Reviews

Unison Credit Union will be the Wisconsin CU that I’ll focus on here. We’ll go over important info on them like who they are, their products, rates, do a little reviewing and more.

It’s important to know a credit union before you do business with them, so, digging into everything is a must. We’ll start here with a look at their history and what the membership requirements are if you want to join this CU in Wisconsin at some point.

*Routing number: 2759-7821-3

*Phone numbers:

Toll Free: 888-878-8806

CU by Phone: 920-766-6006

LOBBY HOURS at Unison Credit Union (subject to change without notice)

MONDAY – WEDNESDAY & FRIDAY: 9:00am – 5:00pm

THURSDAY: 9:00am – 6:00pm

SATURDAY: Closed

*DRIVE-UP HOURS

MONDAY – WEDNESDAY & FRIDAY: 7:30am – 5:00pm

THURSDAY: 7:30am – 6:00pm

SATURDAY: 8:00am – 12:00pm

Advertiser Disclosure: We receive compensation if you sign up for financial products or services mentioned in this article in the blue buttons. For more info on that, click here.

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Unison Credit Union History

Unison shares a similar history to other CU’s that you might hear or read about. They were started in 1932 and called the Thilmany Credit Union, mainly due to the fact that they served employees of the Thilmany Mill back then.

They were originally opened because of how low everyone’s confidence in our financial systems was at that time during the Great Depression.

After steady growth over the years, their name was changed to Unison Credit Union in 2002. Today, you can keep money at their six locations. That is, however, if you fit into their field of membership.

Membership Requirements

If you want to become a member at this Wisconsin Credit Union, you’ll need to meet a couple requirements. If you live or work in the following places in Wisconsin, then you can qualify for membership:

Outagamie, Brown, Calumet, Manitowoc counties; or the City or Town of Neenah, City of Menasha or Village of Fox Crossing in Winnebago County.

You’ll also need $5 to open your account, your social security number, and proof of identification. Adults must accompany any kids younger than 16.

Products at Unison Credit Union

For being a slightly smaller credit union, they do have a wide variety of products. You can choose from personal offerings like checking, savings, and investment. Then, they have business products like checking, savings, lending, and card payment processing, which you might find useful.

Are you in the market for anything that needs a loan? If you are, then they can probably help with it. They have loans for auto, boats, motorcycles, ATV’s, RV’s, and Student Loans. You can also get their products called U Choose and QuickLend.

U Choose from Unison Credit Union is their personal loan with some unique branding attached to it. Their terms for it are that you don’t need collateral, you can borrow up to $30,000, Rates are (at the time of this writing) as low as 3.99% APR (subject to change), you get guidance from member advisors, and it’s an easy online application.

Mortgages, too.

If you need a mortgage, then Unison Credit Union has those as well. They include Fixed Rate Mortgages, Adjustable Rate Mortgages, Home Equity Loans, Home Equity Line of Credit, Construction and Land Loans.

Check out this helpful CFPB Home Loan Toolkit, might be helpful.

Rates at Unison Credit Union

Rates effective as of December 1st 2021

Auto Loans

EFFECTIVE AS OF DECEMBER 1, 2021

  • Age of Vehicle
  • Maximum Term
  • Rates As Low As*
  • Payments per $1,000
  • New – 2012
  • 36 Months
  • 1.99% APR
  • $28.64
  • New – 2012
  • 48 Months
  • 1.99% APR
  • $21.70
  • New – 2012
  • 60 Months
  • 1.99% APR
  • $17.53
  • New – 2012
  • 72 Months†
  • 1.99% APR
  • $14.75
  • New – 2012
  • 84 Months†
  • 2.99% APR
  • $13.21
  • 2011 & Older
  • 36 Months
  • 3.99% APR
  • $29.52
  • 2011 & Older
  • 48 Months
  • 4.99% APR
  • $23.03

Boats

  • Age of Boat
  • Maximum Term
  • Rates As Low As*
  • Payments per $1,000
  • New – 2012
  • 36 Months
  • 1.99% APR
  • $28.64
  • New – 2012
  • 48 Months
  • 1.99% APR
  • $21.70
  • New – 2012
  • 60 Months
  • 1.99% APR
  • $17.53
  • New – 2012
  • 72 Months†
  • 1.99% APR
  • $14.75
  • 2011 & Older
  • 36 Months
  • 3.99% APR
  • $29.52
  • 2011 & Older
  • 48 Months
  • 4.99% APR
  • $23.03

Motorcycle loans at Unison Credit Union

  • Age of Motorcycle
  • Maximum Term
  • Rates As Low As*
  • Payments per $1,000
  • New – 2012
  • 36 Months
  • 1.99% APR
  • $28.64
  • New – 2012
  • 48 Months
  • 1.99% APR
  • $21.70
  • New – 2012
  • 60 Months
  • 1.99% APR
  • $17.53
  • New – 2012
  • 72 Months†
  • 1.99% APR
  • $14.75
  • New – 2012
  • 84 Months†
  • 2.99% APR
  • $13.21
  • 2011 & Older
  • 36 Months
  • 3.99% APR
  • $29.52
  • 2011 & Older
  • 48 Months
  • 4.99% APR
  • $23.03

ATV Rates at Unison Credit Union

  • Age of ATV
  • Maximum Term
  • Rates As Low As*
  • Payments per $1,000
  • New – 2012
  • 36 Months
  • 1.99% APR
  • $28.64
  • New – 2012
  • 48 Months
  • 1.99% APR
  • $21.70
  • New – 2012
  • 60 Months
  • 1.99% APR
  • $17.53
  • New – 2012
  • 72 Months†
  • 1.99% APR
  • $14.75
  • 2011 & Older
  • 36 Months
  • 3.99% APR
  • $29.52
  • 2011 & Older
  • 48 Months
  • 4.99% APR
  • $23.03

RV Rates

  • Maximum Term
  • Rates As Low As
  • Payments per $1,000
  • 120 Months1
  • 3.99% APR
  • $10.13
  • 60 Month Balloon2
  • 5.49% APR
  • $19.11

Recreational Vehicle Loans

  • Maximum Term
  • Rates As Low As*
  • Payments per $1,000
  • 120 Months1
  • 3.99% APR
  • $10.13
  • 60 Month Balloon2
  • 5.49% APR
  • $19.11

Personal Loans at Unison Credit Union

  • Term
  • Loan Type
  • Rates As Low As*
  • Payments per $1,000
  • 36 Months
  • U Choose Loan
  • 3.99% APR
  • $29.52
  • 48 Months
  • U Choose Loan
  • 3.99% APR
  • $22.58
  • 60 Months
  • U Choose Loan
  • 6.99% APR
  • $19.80

QuickLend Loans

  • Term
  • Loan Type
  • Rates As Low As*
  • Payments per $1,000
  • 36 Months
  • QuickLend Loan
  • 4.99% APR
  • $29.97
  • 48 Months
  • QuickLend Loan
  • 4.99% APR
  • $23.03
  • 60 Months
  • QuickLend Loan
  • 5.99% APR
  • $19.34
  • 72 Months
  • QuickLend Loan
  • 6.99% APR
  • $17.05
  • 84 Months
  • QuickLend Loan
  • 7.99% APR
  • $15.59

Line of Credit at Unison Credit Union

  • Term
  • Loan Type
  • Rates As Low As*
  • Payments per $1000
  • 48 Months
  • Kwik Cash Line of Credit
  • 9.99%
  • $25.37

Mortgage Rates – subject to change without notice

RATEPOINTSAPRPAYMENT
Interest Rate2.750%Discount Points0APR2.832%Payment Amount$814
Interest Rate3.375%Discount Points0APR3.421%Payment Amount$531
Interest Rate3.250%Discount Points0APR3.296%Payment Amount$843
Interest Rate3.500%Discount Points0APR3.524%Payment Amount$539
Interest Rate2.375%Discount Points0APR2.455%Payment Amount$1,124
Interest Rate2.250%Discount Points0APR2.776%Payment Amount$459
Interest Rate2.500%Discount Points0APR2.784%Payment Amount$474
Interest Rate2.750%Discount Points0APR2.857%Payment Amount$490
Interest Rate3.250%Discount Points0APR3.355%Payment Amount$843
Interest Rate2.750%Discount Points0APR2.874%Payment Amount$490
Interest Rate4.250%Discount Points0APR4.172%Payment Amount$463
Interest Rate3.990%Discount Points0APR3.789%Payment Amount$185
Interest Rate3.990%Discount Points0APR3.789%Payment Amount$185
Interest Rate4.250%Discount Points0APR4.015%Payment Amount$188
Interest Rate4.250%Discount Points0APR4.015%Payment Amount$188
Interest Rate4.000%Discount Points0APR4.000%Payment Amount$250
Interest Rate4.000%Discount Points0APR4.000%Payment Amount$250

Assumptions

Construction Land Home Loan Rates at Unison Credit Union

RATEPOINTSAPRPAYMENT
Interest Rate2.750%Discount Points0APR2.832%Payment Amount$814
Interest Rate3.375%Discount Points0APR3.421%Payment Amount$531
Interest Rate3.250%Discount Points0APR3.296%Payment Amount$843
Interest Rate3.500%Discount Points0APR3.524%Payment Amount$539
Interest Rate2.375%Discount Points0APR2.455%Payment Amount$1,124
Interest Rate2.250%Discount Points0APR2.776%Payment Amount$459
Interest Rate2.500%Discount Points0APR2.784%Payment Amount$474
Interest Rate2.750%Discount Points0APR2.857%Payment Amount$490
Interest Rate3.250%Discount Points0APR3.355%Payment Amount$843
Interest Rate2.750%Discount Points0APR2.874%Payment Amount$490
Interest Rate4.250%Discount Points0APR4.172%Payment Amount$463
Interest Rate3.990%Discount Points0APR3.789%Payment Amount$185
Interest Rate3.990%Discount Points0APR3.789%Payment Amount$185
Interest Rate4.250%Discount Points0APR4.015%Payment Amount$188
Interest Rate4.250%Discount Points0APR4.015%Payment Amount$188
Interest Rate4.000%Discount Points0APR4.000%Payment Amount$250
Interest Rate4.000%Discount Points0APR4.000%Payment Amount$250

Assumptions

Deposit Rates

Money Market Accounts

  • Minimum Deposit
  • Dividend Rate without Checking
  • APY without Checking
  • Dividend Rate with Checking
  • APY with Checking
  • $2,500
  • 0.10%
  • 0.10%
  • 0.20%
  • 0.20%
  • $15,000
  • 0.15%
  • 0.15%
  • 0.25%
  • 0.25%
  • $75,000
  • 0.15%
  • 0.15%
  • 0.25%
  • 0.25%
  • $250,000
  • 0.30%
  • 0.30%
  • 0.40%
  • 0.40%

TERM SHARE CERTIFICATES

VIEW LESS

EFFECTIVE AS OF DECEMBER 1, 2021

  • Minimum Deposit
  • Term
  • Dividend Rate
  • APY*
  • $500
  • 90 Days
  • 0.15%
  • 0.15%
  • $500
  • 6 Months
  • 0.20%
  • 0.20%
  • $500
  • 12 Months
  • 0.35%
  • 0.35%
  • $500
  • 18 Months
  • 0.35%
  • 0.35%
  • $500
  • 24 Months
  • 0.35%
  • 0.35%
  • $500
  • 30 Months
  • 0.35%
  • 0.35%
  • $500
  • 36 Months
  • 0.35%
  • 0.35%
  • $500
  • 48 Months
  • 0.45%
  • 0.45%
  • $500
  • 60 Months
  • 0.55%
  • 0.55%

INDIVIDUAL RETIREMENT ACCOUNTS (IRAS)

VIEW LESS

EFFECTIVE AS OF DECEMBER 1, 2021

  • Minimum Deposit
  • Term
  • Dividend Rate
  • APY*
  • $0
  • Variable
  • 0.10%
  • 0.10%
  • $500
  • 90 Days
  • 0.15%
  • 0.15%
  • $500
  • 6 Months
  • 0.20%
  • 0.20%
  • $500
  • 12 Months
  • 0.35%
  • 0.35%
  • $500
  • 18 Months
  • 0.35%
  • 0.35%
  • $500
  • 24 Months
  • 0.35%
  • 0.35%
  • $500
  • 36 Months
  • 0.35%
  • 0.35%
  • $500
  • 48 Months
  • 0.45%
  • 0.45%
  • $500
  • 60 Months
  • 0.55%
  • 0.55%

SAVINGS & CHECKING ACCOUNTS at Unison Credit Union

VIEW LESS

EFFECTIVE AS OF DECEMBER 1, 2021

  • Account Type
  • Required Opening Deposit
  • Minimum Daily Balance to Avoid Fee
  • Minimum Daily Balance to Earn APY
  • Dividend Rate / APY*
  • Checking Plus**
  • $0
  • $200 OR Direct Deposit**
  • $500
  • 0.05% / 0.05%
  • Share Savings
  • $5
  • $0
  • $0
  • 0.10% / 0.10%
  • Sub Share Savings
  • $0
  • $0
  • $0
  • 0.10% / 0.10%
  • Property Tax Savings
  • $0
  • dollars – $0
  • dollars – $0
  • 0.10% / 0.10%
  • Moola Moola Kids’ Club
  • $5
  • $0
  • $0
  • 0.10% / 0.10%
  • Serious Savings
  • $5
  • $0
  • $0
  • 0.10% / 0.10%
  • Health Savings†
  • dollars – $0
  • $0
  • $0
  • 0.50% / 0.50%
  • Christmas Savings
  • $0
  • $0
  • $0
  • 0.10% / 0.10%
  • Vacation Savings
  • $0
  • $0
  • $0
  • 0.10% / 0.10%
  • Prom Club
  • $0
  • $0
  • $0
  • 0.10% / 0.10%
  • Business Checking***
  • $0
  • $1000
  • $2500
  • 0.05% / 0.05%
  • Business Share Savings
  • $5
  • $0
  • $0
  • 0.10% / 0.10%
  • Business Sub Share Savings
  • $0
  • $0
  • $0
  • 0.10% / 0.10%

Philanthropy at Unison Credit Union

Unison is proud to support the community in Northeast Wisconsin. They don’t go into a ton of detail about the different organizations they support, however, they do have a big picture dropping a check off for a police station in the community.

Unison Credit Union – Tying It All Together

Unison Credit Union is a solid looking community credit union to consider if you’re in their field of membership. They offer everything that a big CU would offer with a smaller and tighter-knit feel. Plus, they give back, which is good.

Have your own review on them? Let us know here and we’ll add it!

    *All information in this article was current at the time of this writing, however, it could change without notice. We do our best to keep these updated, however, there is no guarantee you will find the same information on the CU’s website or at the time of opening an account with them.

    *This site is not affiliated with the Credit Union mentioned in this article.